Providing financial services since 1974, Riley Financial Group Inc. believes in integrity and honesty.
We are serious about serving clients and our practice is built on our reputation.
We are focused on helping you achieve freedom and choice at all stages of life. To do this, we use Freedom 55 Financial's planning process, which is based on the Four Cornerstones of Financial Security. It is a process designed to help you:
Your most valuable asset is your ability to earn an income. Choosing the right combination of life and disability insurance products can help protect this income.
If you have a mortgage or other large loan, term life insurance, disability insurance or critical illness insurance offers cost-effective ways to cover outstanding debt if you die, become disabled or suffer critical illness. If your employer doesn't offer a group benefits plan, investing in additional health and dental insurance coverage may be one option to provide you with this protection.
Once you have children, your needs change - it's a good time to review your financial security plan. Plan for your children's future through registered education saving plans (RESPs) and a low-cost life insurance policy they can build on later.
If you own your own business, insurance can help cover outstanding business loans or mortgages if you die or suffer from critical illness.
A health and dental insurance plan may be tax-deductible as a business expense.
People are a key resource for your business, and so we offer a variety of group insurance options.
If you're aged 50 or older, chances are you've either already retired or are thinking of retiring. Insurance can help supplement your retirement income, and help you leave a tax-free legacy.
If your benefits end when you retire, we offer additional health and dental insurance coverage.
A sound financial security plan should protect you against uncontrollable events such as disabilities or death, while helping you plan for controllable events such as buying a new home and retiring comfortably. To do this, Freedom 55 Financial's planning process is based on four cornerstones of financial security planning:
All financial security plans start here because death is inevitable and an uncontrollable event. As part of the financial security planning process, we'll discuss:
Time and planning are two factors that influence whether or not you accomplish your retirement goals. Therefore, you must work towards your retirement goals over time.
Liquidity is your ability to access cash or assets that are easily convertible to cash. Liquidity can be a short term savings option that can regenerate over time and need your constant hard work.
Mitigating your risk against uncontrollable events such as disability or critical illness is key to your financial security. When building your financial security plan, we'll consider:
Arrange to meet with us today* to find out more about these four cornerstones and how they can be part of your financial security plan.